America’s New Housing Crisis: How rising housing costs and instability u...

One in three US households—nearly 100 million people—struggle with housing costs that jeopardize their financial security. The problem is acute for virtually all low-income families and for the 1 in 4 renters who spend 50% or more of their income on housing—and its effects ripple throughout our communities and economy.   

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In 2019, Aspen EPIC recognized rising housing costs and instability as critical threats to the financial insecurity of American families and created a comprehensive research primer on the topic. Drawing on extensive the research literature, engagement with more than 100 experts, and analysis of federal survey data, we have prepared 

“Strong Foundations: 

Financial security starts with affordable, stable housing.”      Our research, which will be released in January, identified four critical underlying problems driving rising housing costs and instability:   There isn’t enough new housing to meeting growing demand   Many families can’t afford the housing options available to them   Historical and ongoing discrimination harms people of color   The policy environment disadvantages renters      The harmful effects of housing unaffordability and instability affect not just individuals and families, but also public institutions, education and healthcare systems, and private businesses. All sectors of American life would benefit from solving this crisis.

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