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Every community deserves the opportunity to thrive. Our economy depends on it. Modernizing the Community Reinvestment Act (CRA) is an opportunity to address systemic barriers to credit and financial services that continue to hold many communities back. Join us on 12/16 at 10:00 a.m. PT to learn about the Fed’s proposed changes and how you can use your voice to shape the future of the CRA. During this virtual event, bank examiners from the Federal Reserve Bank of San Francisco will provide an overview of the Federal Reserve’s Advance Notice of Proposed Rulemaking (ANPR) on CRA regulations, explain how to submit public comments before the February 16 deadline, and answer questions.
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Sunday, November 29, 2020
Modernizing the Community Reinvestment Act: An Overview of the Federal Reserve Proposal | Join us 12/16
Saturday, November 28, 2020
Solar Awakening, Electric Atmosphere, Galaxy Surprise | S0 News Nov.28.2020
O YEAH > A GALAXY SURPRISE !
Counting The Numbers > Fast-Tracking The 2020 Census: Trump's Final Supreme Court Showdown on Immigration Policies
The 80-minute session Monday is Trump’s biggest remaining Supreme Court argument in a presidency defined by polarizing legal battles over immigration.The court has put the latest census case on a fast track, making a ruling possible by the end of the year. But the challenge is just one of several hurdles Trump will have to overcome to accomplish his goal.
The case is Trump v. New York, 20-366.
In the case directly before the justices, a three-judge panel in New York said the plan runs afoul of the U.S. Census Act, which requires the Commerce secretary to show the “tabulation of total population by states” and says the president must give Congress “the whole numbers of persons in each state.”
Critics of the Trump push say those words leave no room for interpretation. That’s an argument that could resonate with Trump’s three Supreme Court appointees -- Neil Gorsuch, Brett Kavanaugh and Amy Coney Barrett -- all of whom advocate interpreting laws strictly according to their text.
Census Gives Trump a Final Supreme Court Showdown on Immigration
President Donald Trump’s administration has one last blockbuster showdown at the Supreme Court over his divisive immigration policies, and this one goes to the heart of how U.S. political power is allocated.
In an argument set for Monday, the administration will seek the right to exclude undocumented immigrants from the census count used to divvy up congressional seats and federal funds. The move would change more than two centuries of practice in a nation that has always counted non-citizen residents, . .
Presidential Discretion
The Trump administration contends the laws leave room for the president to exclude people who are in the country illegally. The administration’s top Supreme Court lawyer, acting U.S. Solicitor General Jeffrey Wall, argued in court papers that the phrase “persons in each state” means “inhabitants,” a term whose application requires the use of judgment.
“The president need not treat all illegal aliens as ‘inhabitants’ of the states and thereby allow their defiance of federal law to distort the allocation of the people’s representatives,” Wall argued.
Supporters of the president’s effort say his approach is long overdue.
“What’s at stake is whether the American people are represented in Congress or whether others who are not part of the American people are also represented in Congress,” said Christopher Hajec, director of litigation at the Immigration Reform Law Institute.
The administration must also defend against contentions that the plan is unconstitutional. In a separate case in California, a court said Trump was violating a constitutional provision that requires congressional seats to be apportioned according to the “whole number of persons in each state. . ."
More Transparency In Real Estate
Good-To-Know:
Justice Department Sues Realtor Group To Enforce Transparency Rules
Published: Friday, November 27, 2020 - 5:05am
"Realtors will have to disclose commissions and change listing practices to be more transparent. The move is in response to a lawsuit filed last week by the U.S. Department of Justice against the National Association of Realtors.
The lawsuit claims anti-competitive practices by traditional real estate agents in the Multiple Listing Service, or MLS. The U.S. DOJ says the system now is anti-competitive. In the terms, the NAR and related MLS organizations are no longer allowed to prohibit non-members from using lockboxes that prevent non-members from seeing a property.
“Real Estate Agents, residential real estate agents in particular, control the information, and that’s the single biggest advantage that they have is their ability to control what is on the market and all of the information about that property including what they will get paid,” said Mark Stapp, executive director of the Real Estate Master’s Program at the WP Carey School of Business.
Stapp said this ruling has particular interest to the Phoenix metro because Zilliow, Offerpad and other non-MLS based companies started in the Valley.
Zillow and Redfin are essentially MLS services of their own, Stapp said, noting the only major difference being that to list on MLS, an agent must be a paying member of the service to use it and also have a real estate license. He said that means real estate agents who are not part of an MLS group and brokers who are not part of the NAR couldn’t use lockboxes to see houses unless they became members and paid dues. "
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Cartoon Carousel The nation’s cartoonists on the week in politics | By POLITICO STAFF 01/23/2026 05:00 AM EST
Every week political cartoonists throughout the country and across the political spectrum apply their ink-stained skills to capture the fo...
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Flash News: Ukraine Intercepts Russian Kh-59 Cruise Missile Using US VAMPIRE Air Defense System Mounted on Boat. Ukrainian forces have made ...
